What to Expect from Virginia Auto Finance

How are we different from the other guys?

  • High Approval Rate for Qualified Shoppers
  • Advanced Placement Platform
  • Competitive Interest Rates
  • No Fees for Applying
  • Affordable Down Payments
  • Low Monthly Installments
  • Privacy Safeguarded By 128-Bit Encryption
  • Lenders Report Payment to Credit Bureaus

Why Arrange Your Financing Online?

For Virginia consumers, there are numerous advantages to arranging your financing before going to the dealership. You won’t need to stress about your interest rate or conditions, just the vehicle you want. It also helps you to save a good deal of time, because you won’t have to spend half the day in the F&I (Finance & Insurance) office.

In the end, it makes for a far better buying experience throughout.

Virginia Auto Loan Rates

A lower APR will translate into lower monthly payments and less interest paid overall. Your actual rate will be contingent upon a wide range of factors, but we have provided the following averages based on the experiences of our clients.

FICO Used Vehicle APR New Vehicle APR
720-850 3.79% 3.42%
690-719 5.66% 4.71%
660-689 8% 6.87%

Class-Leading Security

Our privacy protections are some of the best in the business. Sensitive data transmissions are encrypted via SSL secure socket layer, and our database professionals employ firewall and intrusion detection programs to prevent unauthorized access. Our associates only have limited access to your personal information, and unlike many of our competitors, we will not bombard you with related promotions.