Currently, Virginia Credit Union is offering auto loans at rates as low as 1.99% APR for members with approved credit. These loans can be for a new or used vehicle, and the term of the loan can be up to 63 months. The vehicle model year must be between 2002 and 2013. This is great for consumers who want a slightly higher-mileage vehicle, as many lenders will only finance vehicles up to 7 years old. With excellent credit, 100% financing may be available. VACU is located in Richmond, but they serve members all across the state.
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